Terms of Service

By using LendKhata's websites, apps or portal you agree to these Terms. If you use LendKhata on behalf of a business, you confirm that you have the authority to bind that business.

LendKhata is software for recording and managing loans. LendKhata is not a lender, does not provide credit and does not hold or move money. Lenders alone are responsible for their lending decisions, interest rates, penalties and agreements.

Lenders must comply with all applicable laws, including state money-lending laws, RBI guidelines where applicable, KYC rules and the DPDP Act, 2023. They must get borrowers' consent before collecting their data and must not use the service for unlawful or abusive collection practices.

Keep your credentials confidential. You are responsible for all activity on your account. We may suspend accounts that are used in violation of these Terms.

Any fees are agreed with each Lender in writing before use.

LendKhata owns the software. Lenders own their data and branding and give us a licence to use them only to provide the service.

The service is provided "as is". To the extent the law allows, LendKhata is not liable for indirect losses, and its total liability is limited to the fees paid in the 12 months before the claim.

Either party may end the service with notice. Lenders can export their data before their account is closed.

These Terms are governed by the laws of India, and the courts of Hyderabad, Telangana have jurisdiction.

Email: usury1526@gmail.com